- As a creditor, you will receive a notice from the bankruptcy court.
- Often, in Chapter 7 bankruptcy cases, there is a notice that tells you there is no money available and no proof of claim should be filed.
- In all other instances and different types of proceedings, you should file a proof of claim and you should file it quickly.
- If you do not file a proof of claim by the mandated court date, no matter what the circumstances, you will not be able to collect any money from the bankruptcy estate.